Imagine360’s level-funded health plan is a type of employer-sponsored insurance solution that combines the predictability of fixed monthly payments with the cost-saving potential of self-funded coverage. Employers pay a consistent monthly amount that covers claims, administrative fees, and stop-loss protection, helping create more stable budgeting compared to traditional fully insured plans. If actual claims are lower than expected, employers may share in the savings, while higher claims are protected through stop-loss coverage. Designed for small to mid-sized businesses, this model aims to offer greater transparency, control over healthcare spending, and access to flexible plan design options while still maintaining financial protection against high or unexpected medical costs.